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Student Debt Project - Curtis Bros

“Paying back student loans is something we won’t have to worry about.”

The Student Debt Project combines financial literacy education, jobs and mentorships to create a pathway for students to graduate with little to no debt.

McPherson College matches a percentage of every dollar students contribute to their education while they are in the program. Dedicated community mentors are supporting our students as they balance work, education and life during their college career, as well as providing financial management skills for a lifetime.

Request Info About the Debt Project

Debt Project Profiles

Student Debt Project - Francisco Montoya
Student Debt Project - Zaya Carson
Student Debt Project - Curtis Bros
Debt Project Kylee
  • "For every dollar I earn, the college matches it with a quarter."

    Francisco Montoya, Sophomore

    Francisco says being willing to work is a big part of the program but thinks that the support he receives from his mentor and working with other students in a small group is just as valuable. The things he has learned about creating and sticking to a budget are things he will use the rest of his life.

  • "The school is really investing in me. They are prepping me to be the best person I can be."

    Zaya Carson, Freshman

    Zaya appreciates the financial literacy education she is receiving as part of the Student Debt program. She is learning about setting realistic expectations, credit card management, and budgeting. It all helps her feel independent and confident about her future.

  • “We are going to graduate with a bachelor’s degree and no debt.”

    Jake and Jared Curtis, Sophomores

    By taking advantage of scholarships and participating in the Student Debt Project, twin brothers Jake and Jared Curtis expect to graduate with no student debt.

  • “I’ve been able to cut my tuition debt in half."

    Kylee Martin, Senior

    Kylee entered the Student Debt Project as a sophomore. "It’s nice knowing that I don’t have to ask my parents for money. I even have some money saved for emergencies, and I’ve learned things that I will use the rest of my life."

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Focus Areas


Debt Project Student ExampleThe Debt Project is intended for students who are willing to work while earning their degree. Students should expect to work 15-25 hours per week for 52 weeks. Students are expected to apply, interview and secure employment. The Career Services office will work with employers and determine a list of local employers that students can pursue. Students may work on campus but the earning potential is limited to the current student rate of pay where off-campus jobs often pay more. Ideally, students will earn approximately $10/hour.

McPherson College will match the earnings applied to their account at $.25 per dollar. Proof of student’s earned income is required before dollars are matched. Funds given by a parent or other monetary gifts are not matched.


Students will be paired with a mentor that will meet with them on a monthly basis to review how they are doing with school work, employment, activities that they participate in, and how things are going in their lives. The mentor will also review the amount the student has applied to their account and discuss how they are doing to reach their goals. Mentors can be McPherson College faculty or staff or community members.

Financial Planning

Students will be required to take a one hour workshop in leadership that addresses issues in personal finance, personal budgeting, interviewing skills, building a resume, leadership on campus, and leadership in the community.

Project Details

Student Debt Project Application

Students interested in the Debt Project will complete an application. The application will be reviewed by the Debt Project team which includes the director of financial aid, the vice president for enrollment, the vice president for finance, the assistant controller and the director of career services. A budget worksheet will be prepared to outline how the debt project can benefit the student. For incoming freshmen the budget worksheet will show the amount the student needs to earn per year in order to graduate from MC with $0 to $10,000 in student loan debt. Returning students may participate in the program but because of prior loans it will be less likely to graduate with less than $10,000 in loans.

Budget Worksheeet

Freshmen selected for the Debt Project will receive a budget worksheet that outlines the potential to graduate with $0 in student loans. Returning and new transfer students may also participate in the program but the debt reduction goals will be different based on prior loan accrual. The budget worksheet will give an example of how much needs to be earned each year in order to reach that goal. The budget worksheet is individualized to each student’s financial situation.

Program Coordinator

The Program Coordinator will oversee the project and is responsible for connecting students with mentorship, financial planning sessions, and Career Services to help secure employment.

The program coordinator will survey the mentors and the students at the end of each semester. The survey will track the following:


  • How much has been applied to the student account?
  • How often has the student met with their mentor?
  • Did they attend the workshop? If yes, what are three things they found valuable? What would they like to see included in the workshop?
  • Semester GPA
  • Has the student created a budget?
  • What do participants like about the Student Debt Project?
  • What could we do to improve the Student Debt Project for participants?


  • How often have the mentors met with their mentee?
  • Does the mentor think the student is able to balance work and school?
  • Have they created a budget?
  • What is working with the program?
  • How can we improve the program for future students?

For more information please contact Amy Beckman, director of career services, at